Last Updated: March 19, 2026
Welcome to HS SY Inc. By accessing or using our website (thehssy.com) or services, you agree to be bound by these Terms and Conditions. Please read them carefully before proceeding.
By using our website or services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree, you must not use our services.
HS SY Inc is a direct business lender providing working capital loans, revenue-based financing, equipment financing, and other business funding solutions. All funding is subject to approval based on creditworthiness, business performance, and other factors determined at our sole discretion.
To use our services, you must:
Submitting an application does not guarantee approval or funding. HS SY Inc reserves the right to approve or deny any application at our sole discretion. We may request additional documentation, financial information, or verification as part of the evaluation process.
All funding terms, including amounts, interest rates, fees, and repayment schedules, will be specified in a separate loan or financing agreement. These Terms and Conditions do not constitute a binding offer of funding.
If you opt in to receive SMS/text messages from HS SY Inc, the following terms apply:
Consent: By providing your mobile number and checking the SMS consent box, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from HS SY Inc. These messages may include offers, updates, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies. You may receive up to 4 messages per month, depending on promotional campaigns and your activity with us.
Message and Data Rates: Message and data rates may apply based on your mobile carrier's plan. Check with your carrier for pricing details.
Opt-Out: You may opt out at any time by replying STOP to any SMS message from HS SY Inc. You will receive one final confirmation message, after which no further messages will be sent unless you opt back in.
Help: For assistance, reply HELP to any SMS message or contact us at steve@thehssy.com.
Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase or of obtaining funding. You may apply for and receive financing without opting in to SMS communications.
Carrier Liability: HS SY Inc and mobile carriers are not liable for delayed or undelivered messages.
You agree to:
All content on this website, including text, graphics, logos, images, and software, is the property of HS SY Inc or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our express written permission.
You agree not to:
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or secure. You use our services at your own risk.
To the fullest extent permitted by law, HS SY Inc, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless HS SY Inc and its affiliates from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of your use of our services, violation of these Terms, or infringement of any third-party rights.
Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of these external sites. Your use of third-party sites is at your own risk.
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective upon posting to this page, with the "Last Updated" date revised accordingly. Your continued use of our services after changes are posted constitutes acceptance of the revised terms.
We may suspend or terminate your access to our services at any time, with or without cause or notice, if we believe you have violated these Terms or engaged in prohibited conduct.
These Terms and Conditions are governed by the laws of the State of New Jersey, without regard to conflict of law principles. Any disputes arising out of or related to these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, unless otherwise required by law.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
These Terms and Conditions, together with our Privacy Policy and any separate financing agreements, constitute the entire agreement between you and HS SY Inc regarding the use of our services.
If you have questions or concerns about these Terms and Conditions, please contact us:
HS SY Inc
5 Horizon Road Apt 204
Fort Lee, NJ 07024
Email: steve@thehssy.com